We are an independent insurance agency helping Californians find solutions to their insurance and retirement needs. We represent many companies providing innovative products for both individuals and groups. Group products include Workers' Compensation, health insurance, HMO's, Health Savings Accounts (HSA's), self-funded health plans, dental, disability, life insurance, and employee paid benefits. Individual products include life insurance, dental, Medicare Supplements, Travel Medical Insurance, annuities, IRA's, 401k and pension plan rollovers, reverse mortgages, private annuity trusts, life settlements and other retirement planning vehicles. insurance, life, health, disability, term life, workers' compensation, group, medicare supplement, dental, vision, universal life, travel insurance, HSA, health savings accounts, employee benefits, mortgage protection